We can provide a policy that will pay for an independent fully qualified Loss Adjuster to act for you on all claims over £5,000.
Larger claims can be complicated and time-consuming, and you may not always claim for your full entitlement under the policy. That is why we provide a Loss Adjuster, who has the knowledge and experience to handle larger claims with efficiency and professionalism.
The services of the claims consultant will include:
- * An initial visit by a claims consultant within 24 hours of the loss being reported
- * Personal attendance at all meetings with the insurance company’s representative on your behalf
- * Preparation of inventories for damaged and stolen property
- * Co-ordination of approved builders and surveyors to minimise interruption to your business activities
- * Arranged interim payments if appropriate to replace lost or damaged items
- * Liaison with accountants to prepare loss of profit claims where applicable
The cover includes all losses covered under your underlying commercial insurance policies but excludes:
- * Subsidence landslip or heave
- * Personal property or injury and Product, Public or Employers' Liability claims
- * Civil proceedings
- * Motor, aviation or marine claims
- * Losses incurred outside mainland UK
- * Losses less than £5,000, the policy excess or uninsured losses.
Already providing Loss Recovery Insurance to the following areas